Tag: Personal saving
NYCB is paying the nation’s highest interest rate (APY)
A New York Community Bank stands in Brooklyn on February 08, 2024 in New York City. Spencer Platt | Getty ImagesNew York Community Bank, the regional [...]
Big Short’s Steve Eisman worries investors are too bullish in 2024
Investor Steve Eisman of "The Big Short" fame is questioning the level of bullishness on Wall Street — even with the market's tepid start to the year. [...]
The cost of investing has been falling. Here’s what investors should know
High fees can take a bite out of your portfolio returns, but the good news is that it's becoming cheaper to invest.Financial services firms charge cli [...]
How it impacts the stock market and how to close the gap
Oscar Wong | Moment | Getty ImagesWomen don't invest in the market at the same rate as men, and the reasons for this are more nuanced than lower earni [...]
When to submit your tax return in 2023 to avoid missing forms
If you're eager to file your 2022 tax return in January or early February, the IRS has a warning: You'll need to wait for "key documents" before filin [...]
5 money moves to make now to ensure financial success in the new year
Cn0ra | Istock | Getty ImagesThe end of the year is an important time for making financial decisions that can have an impact in the year ahead — and f [...]
Here’s how to afford to buy your first home with a lower down payment
The Central Business District of PittsburghJ. Altdorfer Photography | Getty ImagesAfter bidding wars during the pandemic, demand for home purchases ha [...]
Amid inflation and market volatility, just 12% of adults feel wealthy
Inflation, geopolitical uncertainty and fears of a recession have undermined financial confidence across the board, according to a new report by Edelm [...]
4 key year-end moves to ‘control your tax reporting destiny’
seksan Mongkhonkhamsao | Moment | Getty Images1. Boost your 401(k) contributionsIf you haven't maxed out your workplace 401(k), there may still be tim [...]
Gen Zers coming home for the holidays on mom and dad’s dime, study says
Travel demand has surged this year, although not everyone can afford the sky-high tab. Along with rising costs for hotels and rental cars, travelers c [...]
The biggest tax changes to know before filing your 2022 return
Tom Werner | DigitalVision | Getty ImagesCertain tax credits have been reduced One possible reason for a smaller tax refund is the child tax credit an [...]
Here’s why your tax refund may be smaller in 2023, the IRS says
If you're expecting a tax refund in 2023, it may be smaller than this year's payment, according to the IRS. Typically, you get a federal refund when y [...]
The IRS interest rate for unpaid refunds and balances will soon be 7%
Bill Oxford | E+ | Getty ImagesIf your tax refund is still in limbo, there's good news: Your balance may be accruing interest, and the rate increases [...]
What to know before rebalancing your investment portfolio
After a volatile year for the stock and bond markets, it may be time to rebalance your portfolio by shifting assets back to match your original goals, [...]
These 4 tips can help you stay out of debt this holiday season
Consumers spent a record $9.12 billion online shopping during Black Friday and another record $11.3 billion on Cyber Monday, according to the most rec [...]